step 3 Analytical tools for examining mortgage financing figure and you can household balance piece resilience
step 3 Analytical tools for examining mortgage financing figure and you can household balance piece resilience Chart 1 Overvaluation tips suggest the amount of RRE rates misalignment, and they are used, together with other relevant indicators, in order to assess the newest drawback risks to help you RRE pricing Sources: ECB and you may ECB data.Notes: Committee a beneficial) The new overvaluation prices depend on the common of several procedures: a keen econometric model and you may household rate-to-money proportion departure off historic mediocre.